Some people do not have the perfect financial profile for their plans and find their credit score 'does not compute'. We aim to see the person beyond the profile and offer practical lending on mortgage affordability and credit history, not automated credit scoring. For example, we take a common sense view on missed payments [...]
Our next generation residential range is here. Now more streamlined than ever Isn’t it refreshing when things are just simple? No-one needs more complexity in their lives, right? This is exactly why we’ve taken the time to simplify our residential range. Our new 4 tier range means getting the best rate for your clients [...]
As of 30th March 2022, Foundation Home Loans have expanded their closed panel of solicitors to transact all specialist property cases. For all specialist properties, including HMOs, large HMOs and multi-unit properties, brokers can now choose from a wider panel of legal firms with specific expertise in specialist property purchases and remortgages. For HMO [...]
We understand that your clients' finances are becoming increasingly complex. With more than a million people in the UK with second jobs, people's working habits and sources of income have never been so varied. So if you're struggling to place a case with a lender who can't accommodate clients with multiple sources of income, [...]
With effect from, Monday 4th April, we will be making the following changes to our residential lending policy: Interest Only We are reducing the sole applicant minimum income criteria for Interest Only applications from £100,000 to £75,000 per annum. For joint applications, at least one applicant must continue to meet the sole applicant minimum [...]
It can often be a challenge if you have a client who wants to rent a property to a family member. Our flexible approach to lending means we’re one of only a handful of lenders in the market who offer Regulated Buy-to-let mortgages. A Regulated Buy-to-Let Case Study Find out how we were able [...]
When purchasing a property, your clients' conveyancer will be required by the lender to carry out certain searches; the conveyancer is required to report any adverse information highlighted on the search reports, which can ultimately affect the lender's decision to grant a mortgage on the property. From a client's perspective, it is important that [...]
Welcome to this week's Mortgage Update. Please take the time to read through the update as there may be some information that is important to you. Our lender updates include: Nationwide: low deposit mortgage solution for new build homes Pepper Money our simple approach to specialist lending continues Precise Mortgages: speeding up our valuation [...]
Two years have passed since the emergence of the Covid-19 pandemic in the UK. In early 2020, most of us could not have imagined what lay ahead. In the face of incredibly difficult times, the country pulled together, the NHS re-confirmed their enormous value to us, and the power of protection came to the [...]
Our new programme will kick off on Wednesday 27 April 2022. We’ll be joined by many influential guests, including ex‑Paralympian and political campaigner Baroness Tanni Grey‑Thompson, television personality Simon Thomas and financial influencer Peter Komolafe. Explore the programme
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The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
