We’re making various changes to our residential and Buy to Let criteria on Wednesday 9 February. We’re updating our residential affordability rates to reflect December’s Bank of England base rate increase. We’re also updating our Buy to Let rental cover thresholds (ICRs) to allow us to better consider your client’s tax position: At least [...]
Precise Mortgages is launching a new and improved bridging finance range on Monday 7 February. To secure a product from our current range, you must fully submit your applications before 8pm on Friday 4 February. New products will be available on our website from 9am on Monday. Speak with a member of our sales [...]
Available across our core and niche Buy to Let ranges, our top slicing facility can be applied to more than your average buy to let cases. We’ve used top slicing to approve mortgages on joint borrower sole proprietor applications, non-owner occupier and complex income cases. We can even top slice using minimum income only. Take a look [...]
Following today’s decision by the Monetary Policy Committee to increase the Bank of England Base Rate to 0.50%, we’re increasing our tracker mortgage rates. Our updated tracker rates will be available from 4 February 2022 and reflect the change to the Bank of England Base Rate. Our tracker differential will stay the same. What [...]
Bank of England Base Rate increase The Bank of England’s Monetary Policy Committee have today announced a 0.25% increase to the base rate to 0.50%. As a result of this announcement we can now confirm the following: All customers who have existing mortgages which track the Bank of England Base Rate will see their [...]
Look no further… At Bluestone Mortgages, our flexible acceptance criteria can help: » All CCJ's under £300 ignored » All CCJ's over 3 years ignored » All Telecommunication CCJ's ignored Don’t let a minor or historic CCJ negatively affect your client's ability to get a credit, as we give credit, where credit is due. Round [...]
Following the decision to increase the Bank of England base rate by 0.25% from 0.25% to 0.50%, we can confirm the following for existing mortgage customers: All tracker mortgage products linked to base rate will automatically change from the beginning of March. This includes Santander’s Follow-on Rate (FoR), which will increase from 3.50% to [...]
What are electronic GPRs and how can they help speed up protection applications? This is the fourth post in our series covering our January Protection Forum. In this section, participants discussed why electronic GP reports are so valuable and how the protection community can help to increase their take-up. Click here to read more Read the full update here [...]
Fantastic news! We've introduced some new Shared Ownership products to 90% STV Reduced the rate on our Shared Ownership up to 95% STV 5 year-fixed rate AND! introduced a NEW residential 3 year fixed rate up to 75% LTV which includes Help to Buy! For full product details and rates, visit our website Click [...]
LV= New opportunities to start selling insurance from LV= GI for Intermediaries See the full update and more information here >>
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