On Thursday 13 January 2022 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching. Product Changes New product codes issued for all products and end dates remain end of April. Products and rates may change or be withdrawn at short notice subject to demand. New [...]
Keystone Property Finance are delighted to announce that they have increased the amount of cashback they pay on large loans by as much as 50% to give a New Year’s boost to landlords looking to both purchase and remortgage. The new enhanced cashback offering is as follows: £1,250 on loans between £150,000 - £400,000 [...]
The max loan size for all first charge residential mortgage products has been increased. Key features include: Available for Remortgage and Purchase, including First Time Buyers, up to 85% LTV Capital Repayment or Interest Only (Interest only affordability on Interest Only payment) 2yr, 3yr and 5yr fixed rates from 3.80% Previous Adverse accepted: Can [...]
The buy-to-let offering at West One aims to serve the wide-ranging needs of both amateur, and professional, landlords. Find out more about why you should consider using West One for your client’s buy-to-let requirements in this short video with Andrew Ferguson, Managing Director of Buy-to-let
Despite the backdrop of a base rate increase – Fleet are welcoming in 2022 with further rate reductions. Please see attached our updated product guide which will go live from tomorrow. A quick summary as follows – Standard/Ltd Co/HMO & MUB Buy-to-Let Ranges Rates now start at 2.59% Rental calculations from 125% @ 2.89% [...]
Happy New Year! We hope you've had chance to take a break and are now feeling refreshed and ready for 2022. At Zephyr we already have lots of plans in place for the coming year and here are just a few we think you might be interested in: // More webinars and CPD learning opportunities // [...]
Nobody wants to be the bearer of bad news. Brokers know all too well that clients are rarely thrilled when it comes to discussing worst case scenarios. After all, when a client comes to you, chances are it’s because they are excited about buying a home and envisage a pain-free experience that quickly gets [...]
With the tax return deadline looming on 31st January, self-employed individuals may be concerned that they do not have the funds to meet any potential payments required to HMRC. A second charge mortgage can easily solve that problem quickly. If you or your client has a potential shortfall in their finances for their tax [...]
Ensure your clients' homes are prepared for ‘thundersnow’ with Ceta's STORM top tips Scotland and parts of England have recently been hit with the rare weather phenomenon 'thundersnow' - when thunderstorms form in wintry conditions and give rise to heavy downpours of snow. The Met office has already had yellow weather warnings in place and [...]
Which insurers have the highest threshold for automatically requesting GP reports? Any adviser will know that obtaining medical evidence from a GP can often be one of the more frustrating and time consuming elements to a protection application journey. In this insight we look at who has the highest threshold for automatically requiring GPRs, across income [...]
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