Launching our Buy-to-Let Accreditation We look forward to welcoming our hand selected advisers to join our Buy to Let Accreditation in January! Ensure you register your interest from your invitation email sent last week. For those that have do not meet the requirements, you can still take the course, however, you will not be able [...]

Rates show signs of ease amid stabilising economic conditions Throughout this month we've begun to see signs of the mortgage market stabilising, after a period of prolonged uncertainty.  Average fixed mortgage rates have begun to show signs of decreasing, slightly, especially when compared to the highs seen earlier in 2023.  As [...]

The dynamic state of the current mortgage market There’s a lot of rate movement with lenders at present. Many views are predicting another base rate cut in November, possibly a further one before the end of the year? In addition, we could see fixed-rate mortgages reaching their lowest levels in two [...]

Paragon’s latest PRS Trends Report I was sent an interesting bit of communication this month, and thought I would hand my introduction straight to Paragon: A year marred by economic and political instability; it is difficult to deny that 2023 was a challenging year for businesses across all sectors. This report, [...]

Falling energy bills offset higher rent and mortgage costs ahead of August The latest Barclays Property Insights report reveals that rising mortgage costs were offset by falling energy bills in July, while the Bank of England’s base rate reduction on 1st August gave consumers a confidence boost – even though half of [...]

The Product Transfer and Re-mortgage Opportunity If you haven't already been in touch with your clients then now is your opportunity. According to a report produced by Barclays*, between July and December 2024 over £98.4 billion worth of residential mortgages and £16.4 billion worth of buy-to-let deals are coming to the [...]

Are you up to date with your financial facts? The industry is full to the brim with facts and statistics. I have spent a little bit of time distilling the information into digestible chunks- after all, we are busy people and all the emails we receive can leave your head spinning! [...]

Lending statistics to help you have the conversations The beauty of working in a Network is that we collaborate with all providers and benefit from a collective knowledge-share.  The following information was shared with me from L&G and I want to pass the summary update to you, our advisers: Housing market [...]

Purchase market improvement could make all the difference in 2024 “Getting more people onto the first rung of the housing ladder should be a priority for all, as this undoubtedly frees others up to move further up that ladder” Slowly but surely, the clouds do appear to be breaking up when [...]

Budgets, briefings and buy-to-lets!  It is all happening in Mortgages The recent budget review by the Chancellor promised a “Budget for long term growth” delivering “more investment, more jobs, better public services and lower taxes”.  As always the big promises often paint a much rosier picture of the reality.  What does [...]