According to research from Protect Your Bubble, loved-up Brits are spending an average £1,483 on engagement rings, up by 89% over the previous year. The old-fashioned tradition of spending three month’s salary seems to have gone out of the window, otherwise we’d be spending over £6,000 on average for a ring!  However, at £1,483 that’s [...]

DMS’ Income Protection Calculator very simply shows how much income protection your Client needs, how soon they need the first payment, and for how long. Go to www.dms4stir.co.uk/advisers/cover-needs/  State Benefits are ignored in the calculation because they can take so long to come through. When you were giving mortgage advice to your Client you discussed [...]

    Open me to find out more... WE'VE GOT THE ANSWERS TO HELP YOU WORK SMARTER To help you always ask your clients about GI, we've donned our thinking caps to bring you our most practical advice that you can easily put in to practice.   Explore our findings now and let us help [...]

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VitalityLife’s positively different approach to life insurance allows them to protect members when they suffer a life changing event and reward them when they engage with their health. This ensures members experience value from their cover, regardless of whether they claim or not – a unique proposition among insurers. In fact, VitalityLife and VitalityHealth have [...]

Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Over £81 million in benefits and rewards given to Vitality members; April UK ask: do your customers play sports, and need protection?; L&G [...]

Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Uinsure enable you to quote and submit GI policies within seconds; Scottish Widows make changes to diabetic underwriting; Complete Ipipeline's survey and you [...]

What is a gift inter vivos policy and when should it be used? Roughly translated inter vivos means ‘between the living’. In the financial world a gift inter vivos policy relates to an insurance policy used to cover the inheritance tax liability that can arise when your client makes a gift to another person whilst [...]

To help you change the conversation with your clients, VitalityLife have created a video explaining the benefits of their Dementia and FrailCare Cover with Serious Illness Cover. Watch the video now! Why your clients should choose to add Dementia and FrailCare to the end of their Serious Illness Cover: Protection beyond the age of [...]

We need to carry out some maintenance to our Protection On Line Service website on Sat 8 June from 7am through to Sun 9 June 10pm.  Saturday night and Sunday are reserved as contingency only. Please note that the online service will be unavailable during this time.  Advisers will be unable to produce quotes [...]