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LV= is committed to offering you support to help with your client conversations and applications which you’d expect from an established provider. Their online services include a quote and apply service for their protection products and a great time-saving Protection Progress Hub so you can check progress of your online applications 24/7. There are more [...]

Vitality’s existing Multi-Benefit solution Vitality currently offer a multi-benefit solution which allows advisors to quote for multiple protection needs across multiple plans and lives at the same time and then applying for the covers that meet these needs using a single application and underwriting journey. It also provides a discount, when multiple products are selected [...]

Leading an active lifestyle has many benefits for our health and wellbeing, and as COVID-19 restrictions are lifted, millions are looking forward to getting back to the pitch, gym or pool. While there’s little to beat the buzz of physical activity, it comes with risks too. Injuries such as torn ligaments and dislocated joints are [...]

Hi everyone, the last episode of the Practical Protection Podcast, concentrated on bowel cancer, with Matt sharing his own personal experience. We really hope this was insightful and allowed you to broaden your knowledge surrounding cancers. There has been a change of schedule this week as we bring to you something a little different to [...]

From those buying their first homes to families moving up the property ladder, mortgage clients come with a broad range of protection requirements. A flexible product such as MetLife MortgageSafe means it’s easier to arrange cover that suits their needs. Flexibility starts with the three different levels of cover, enabling you to match the policy [...]

For the last two years, the insurance market both in the UK and globally has been hardening at a rate not seen since 2001/02. We are at the peak of the phase of the market cycle where, in general, insurer capacity is withdrawing from the market, competition is reducing, premium rates are increasing, policy coverage [...]

In 2020, L&G paid out over £763 million across thier Life, Critical Illness Cover, Terminal Illness Cover and Income Protection policies, supporting 15,855 customers and their families. L&G also supported families who lost loved ones due to factors attributable to Covid-19, paying out over  £39 million in life insurance* claims – helping 1214 families. Overall, [...]

Could your clients survive without an income? In 2020 we paid £10 million in income protection insurance claims (IP) to our members who couldn’t work due to illness or injury. In total, we paid 91 per cent of all claims. Claims for illnesses relating to Covid-19 accounted for 31.5 per cent of claims. Musculoskeletal conditions, accidents, [...]