As a protection specialist and a leading income protection provider, we’re continuously monitoring and reviewing the coronavirus developments closely, particularly for our members who have income protection policies with short, day one or one week waiting periods. At LV= we offer a clear and fair approach to paying claims and we’ll continue to take [...]
Are there any changes to medical screening for both the applicant and examinee? We will be asking all clients if they have been to a high risk area in the last few weeks, or been in contact with a confirmed case / deemed at risk. If so, we will delay the appointment. We have [...]
Our current stance in relation to the coronavirus outbreak is that if the Member is suffering with symptoms and has been told by 111 or Public Health to self-isolate, then a claim will be considered, subject to the contract terms and conditions. We appreciate that currently providing a medical certificate from a GP for [...]
Your opinion is important to Paymentshield, so they can make sure they’re giving the best service possible to you and your clients. To help Paymentshield do this, they’d like to better understand you, your business and your challenges when it comes to general insurance. Take their 2020 adviser survey to let them know your [...]
We are monitoring the situation on a regular basis. At this time, we would expect customers to disclose information regarding outstanding tests/investigations, recent tests/investigations, or symptoms, under the relevant questions on the application form. We are not changing our questions regarding travel, however if a customer discloses that they have recently travelled to an [...]
With the news that COVID-19, more commonly known as Coronavirus, is spreading across the UK we wanted to provide you with clarification around our claims and underwriting position. What is your position on Life, Critical Illness and Income Protection policy claims in relation to COVID-19? Death claims arising from the [...]
Simon Halifax - Senior Marketing Consultant The amount of businesses in the UK is at an all-time high – nearly 6 million at the last count. But our research suggests that many of these businesses don’t have enough business protection in place. Are they getting the right financial advice? [...]
Welcome to this week's Protection Update. Please take the time to read through the update as there may be some information that is important to you. Included in this week's update: Scottish Widows explains their Critical illness cover enhancements; Cirencester Friendly joins Institute of Customer Service; Aviva provides Critical Illness Cover case study. [...]
Take a look at the latest Mortgage Introducer 'Filling the protection gap' supplement, where we talk about 'protection misconceptions' alongside other protection articles by industry headliners.
In our third episode it's all about vaping. The most interesting thing is that Kathryn and Andrew have kind of switched roles in this one. Kathryn is more cautious about the underwriting of e-cigarette users, than Andrew is! In this episode we are focusing on e-cigarettes and what you need to know, if you [...]
© Copyright The Right Mortgage | All rights reserved. | The content of this website is intended solely for the use of financial advisers. | How to make complaint? | Our Policies
The Right Mortgage & Protection Network Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Registered in England and Wales. Registered Number: 08130498. FCA Number: 649443.
