It’s the upgrade you’ve been waiting for

We’re so excited to show you what we’ve been up to. If you thought CIExpert was a powerful tool before, then we’re about to blow your socks off.

Not only is the system even more powerful, intelligent and personalised, it’s also had a full redesign. It’s clean and it’s fresh, but it’s also intuitively user friendly, allowing you to drill down into those conditions and understand the comparison of policies at a level you can’t achieve anywhere else. And at a level you can really impress your clients with.

  • It’s clean and fresh
  • It’s user-friendly
  • You’re going to love it.

If you’re already eager to have a look, click here to login and get started. Otherwise we have summarised some of the key new benefits for you below.

Personalisation

Increasingly consumers expect products that are tailored to their individual needs. The system now tailors the analysis to the client’s individual needs to a
scrutinising degree:

  • Exact client age: Rather than being based on what age band they fall into, the statistical probability of an individual suffering from a condition or undergoing a medical intervention that meets the wording requirements is now computed down to the individuals exact age. From 17 through to 85.
  • Plan term: The value of a plan and the underlying conditions will vary as clients become older. Therefore, the actual term of the plan is integral when calculating the value. The new system allows you to input the term which, in combination with the sum insured and the type of plan, determines the overall value.
  • Level or decreasing term: You can now choose between a level and decreasing term. When decreasing term is selected, you can input the required interest rate. The payment constraints of a decreasing plan can substantially affect the level of a payout in the later stages of a policy when statistically they are more likely.
  • Value of children’s cover: If a client has teenage children vs young or planned children the value varies substantially. We have extended the analysis to take this into account for each individual case by adding children’s actual ages and any planned children.

Interpretation

We have made significant enhancements to the user interface and reports to make it even easier to interpret the key differences between plans:

  • New score breakdown: To help advisers understand and assess the best choice for their clients, we have broken down the scoring into three components: 100% payment conditions, additional payment conditions and children’s conditions.
  • Value of conditions: Some conditions may have an important impact on the overall scores. To show this without adding undue complexity we have introduced gold, silver and bronze ‘thumbs-up’ icons for the preferential conditions.
  • Video guides: We have ensured the flow has remained familiar so that its easy for existing users to get started, however to ensure you are making the most of the copious new powerful features, we have created a set of video guides to explaining how to use each page of the upgrade. Just click the help button.
  • Personalised report: You now have the choice of producing a summary or full report. The summary is designed for client use whilst the full comprehensive version can be retained for compliance purposes. Both are interactive enabling you to quickly pull out key elements when discussing with clients.

Introductory Video: Taking precision to the next level

Watch our new video here that provides an overview of how the new CIExpert upgrade works under the bonnet, followed by a quick demo.

I’m sold, but is it going to cost me extra?

We are providing this as a free upgrade for our members. Just login and get started today! Not a member yet? Subscribe today, and see what you’ve been missing.