We know that when it comes to mortgages, it’s not one size fits all.
At Clydesdale Bank, we’ve a solid understanding of the challenges facing introducers who have clients with non-standard forms of income, or higher net worth clients, wishing to borrow larger mortgage amounts.
That’s why we look to take a more flexible, individual approach to assessing your client’s mortgage application, helping to find the right solution to meet their needs – which potentially means unlocking more business for you.
Treating your clients as individuals, not a credit score
We consider the bigger picture, so this means that if your client has a more complex, or a non-standard form of income, is a contractor or self-employed, we’ll take into account their individual circumstances. To boot, we don’t use different income multiples for large loans. Take a look at what we can offer:
- Up to 80% LTV and up to 75% LTV of the mortgage may be on an interest only basis, with any additional lending on Capital & Interest
- Products up to £5m
- No maximum loan for the interest only portion, subject to maximum LTVs and individual product limits
- A choice of offset products with no early repayment charge
- Option to mix and match products with just one product fee
- Most property types considered where there’s a strong demand (subject to satisfactory valuation)
- No cap on procuration fee
So there you have it. Dedicated expertise and a flexible approach to finding the right solution for your clients.
