It’s no secret that the last few years have been difficult, and 2022 brings its own challenges: the cost-of-living crisis is one of them. Inflation is soaring and is expected to rise to 10% by the end of the year; largely being driven by food, oil and gas prices. This, paired with rising national insurance contributions, the rise in the base rate and house prices increasing due to the lack of stock, has inevitably created the perfect storm for those whose incomes have not been able to keep up with the rising cost of living. Click here to read the full story.