There’s never been a better time to consider a 10 Year Fixed mortgage. For those clients wanting long-term stability or an excellent way to budget, it could be a very attractive option.
The great news is that we’ve made reductions on our 10 Year Fixed Owner-Occupied rates across all LTVs, including selected products with 5 Year ERCs.
Not everybody can commit for so long but don’t worry – we’ve also dropped the rates on 5 Year Fixed Owner-Occupied on all LTVs.
Our brilliant 10 Year Fixed range includes
Residential 10 year fixed
- Rate: 2.20%
- Fee: £999
- LTV: 50%
- Fixed to 30.09.29
- ERCs to 30.09.24
- RMTS included
Click here for more information
Offset 10 year fixed
- Rate: 2.40%
- Fee: £999
- LTV: 65%
- Fixed to 30.09.29
- ERCs to 30.09.29
- RMTS included
Click here for more information
Who could benefit from a 10 Year Fixed?
- Clients who want the security of a 10 Year Fixed but with the option on selected products to change their mortgage after 5 years with no ERCs
- Clients close to the end of their mortgage (e.g. 10-15 years left on their term)
- Growing families looking for the stability of a fixed budget for a set period i.e. expecting a new arrival, budgeting for University etc.
- Clients could also benefit from 10 Year Fixed Offset, as their savings reduce the amount of mortgage interest they’ll pay.
