In our third episode it’s all about vaping. The most interesting thing is that Kathryn and Andrew have kind of switched roles in this one. Kathryn is more cautious about the underwriting of e-cigarette users, than Andrew is!

In this episode we are focusing on e-cigarettes and what you need to know, if you use these and want insurance. How does this impact on your premiums or application process?

Here are this episode’s 3 key takeaways:

  1. 5-6% of adults in the UK vape.
  2. Some insurers may class very occasional smokers, as non-smokers.
  3. Potential ratings for an ex-smoker that has previously had a heart attack.

As with all of our episodes, do you agree with us? Disagree with us? Send us a message and let us know your thoughts. We would also love for you to send us any questions that you want us to discuss on upcoming episodes.

By the time we sit down to record the next episode, we’ll have both been panellists at the COVER Mental Health & Wellbeing Summit, and we will be focusing the new episode on the subject of Mental Health. We promise not to get too carried away, but there will be so much to cover! If you’re attending please do grab us for a chat, we’d be really interested to know your thoughts on the podcast, and what you’d like to hear from us in the future.

Good news, we are close to getting things set up so that you can easily record this podcast as part of your CPD, we’ll announce the launch of this soon and you will be able to download a certificate to add to your training records.

If you’d like to receive notifications of podcast episodes going live please email podcast@curainsurance.co.uk to be included on the notification list.

Episode 3 of the Practical Protection Podcast can be accessed here:

www.practical-protection.co.uk

This link will give you the option to listen to the episode on a number of platforms including Apple Podcasts, Spotify, Overcast, and many more. You can also search for the podcast ‘The Practical Protection Podcast’ and/or Kathryn and Andrews names in your podcast player and you should be able to find us.