All products are available with immediate effect with lifetime trackers replacing our previous pay rate trackers, plus the return of 80% LTV options for both. The new individual products are:
- A two-year 80% LTV fix at 3.79%.
- A 75% LTV lifetime tracker at 4%.
Both products come with a 1% fee and rent is calculated at 125% at 5%.
The new limited company products for those using corporate structures are:
- A two-year 80% LTV fix at 4.39%.
- A 75% LTV lifetime tracker at 4.2%.
- A 65% LTV lifetime tracker at 4%.
All three products come with a 1.5% fee and again rent is calculated at 125% at 5%.
Both new 80% LTV product options for individuals and limited company borrowers come with a maximum loan size of £500k; the maximum loan size up to 75% LTV is £750k, and up to 70% LTV is £1m
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