Halifax is making changes to its homemover and first-time buyer products today.

It is increasing rates by 0.20 per cent on 80 and 85 per cent LTV two-year, three-year and five-year fixed rate deals.

However, the lender is reducing rates by up to 0.10 per cent on 60 and 75 per cent LTV two-year, three-year and five-year fixes.