Hodge Lifetime 55+
The personal approach
As experts in later life lending, at Hodge we believe that each case deserves our personal attention. That’s why we use people to underwrite your cases and not just computers.
What can you expect from us? On average our underwriters will make a decision on your 55+ case 24 to 48 hours from submission of a decision in principle.
What differences might there be compared to a standard mainstream mortgage application?
Sources and amounts of retirement income tend to be more complex to evidence than employed income. We view your customers as individuals and lend responsibly in our area of expertise. You may be asked to provide more documents than you and your customer are used to but we try to make this as easy as possible for you, accepting scanned certified copies of most documents.
What will Hodge do to help you the Adviser?
We’ll update you at every stage of the process. If it’s a yes we’ll promptly ask you for the documentation required to support the case. If it’s a no we’ll tell you why.
We also provide a helpful submission guide, affordability guide and a list of essential documents for 55+ applications. These documents can be found on our website and will speed up the process for you.
We provide dedicated advier support, simply call us on 0800 731 4076 or email us at info@hodgelifetime.co.uk with your queries and requests and our friendly and knowledgeable team will be happy to help.
The 55+ from Hodge Lifetime, an interest only residential mortgage for your clients age 55-95.
Trust us to do right by you.