Further recent changes in mortgage swap rates, and therefore the cost to mortgage providers of lending, means that Hinckley & Rugby is having to increase interest rates across its product ranges.

As such the following products will be withdrawn from 9am on Friday 17 June 2022 with re-priced versions being made available simultaneously. In addition, a new range of 5 Year Fixed Rate Products will also be made available from this date.

Applications will be accepted until 9am on Friday 17 June 2022 providing all essential packaging documents have also been received.

For applications already submitted to Hinckley & Rugby, all outstanding essential packaging documents will need to have been provided by 9am on Friday 17 June to secure the product selected.

The list of essential packaging documents can be found here.
Please be aware that the minimum loan size for all new applications is currently £250,000 however it is likely this will reduce in the short-term.

Buy to Let (Products being re-priced)
BTL Standard
BTLF65 2 Year Fixed Rate (75% LTV), 2.74% – New interest rate 3.45%

BTL Joint Borrower Sole Proprietor
JBBF8 2 Year Fixed Rate (75% LTV), 3.27% – New interest rate 3.80%

BTL Non-Owner Occupier
BTN11 2 Year Fixed Rate (75% LTV), 3.27% – New interest rate 3.80%

BTL Later Life
LLBF8 2 Year Fixed Rate (75% LTV), 3.27% – New interest rate 3.80%

BTL Topslicing
TSBF6 2 Year Fixed Rate (75% LTV), 3.27% – New interest rate 3.80%

Residential (Products being re-priced)
Standard

RVF149 2 Year Fixed Rate (65% LTV), 2.92% – New interest rate 3.60%
RVF151 2 Year Fixed Rate (90% LTV), 3.18% – New interest rate 3.90%
RVF152 2 Year Fixed Rate (95% LTV), 3.35% – New interest rate 4.10%

Tailored Approach
TARF1 2 Year Fixed Rate (80% LTV), 3.25% – New interest rate 4.00%

Medical Professionals
MPF3 2 Year Fixed Rate (90% LTV), 3.49% – New interest rate 4.20%

Professionals
RVF154 2 Year Fixed Rate (90% LTV), 3.47% – New interest rate 4.20%

Joint Borrower Sole Proprietor
RVF156 2 Year Fixed Rate (90% LTV), 3.47% – New interest rate 4.20%
JRF12 2 Year Fixed Rate (95% LTV), 3.64% – New interest rate 4.35%

Later Life
5 Year Fixed Rate (70% LTV), 3.90%

Complex Income
CIRF1 2 Year Fixed Rate (80% LTV), 3.19% – New interest rate 4.00%

Buy to Let (New products being launched)
BTL Standard

5 Year Fixed Rate (75% LTV), 3.60%

BTL Joint Borrower Sole Proprietor
5 Year Fixed Rate (75% LTV), 3.90%

BTL Non-Owner Occupier
5 Year Fixed Rate (75% LTV), 3.90%

BTL Later Life
5 Year Fixed Rate (75% LTV), 3.90%

Residential (New products being launched)
Standard

5 Year Fixed Rate (65% LTV), 3.60%
5 Year Fixed Rate (90% LTV), 3.90%
5 Year Fixed Rate (95% LTV), 4.10%

Tailored Approach
5 Year Fixed Rate (80% LTV), 4.00%

Medical Professionals
5 Year Fixed Rate (90% LTV), 4.20%

Professionals
5 Year Fixed Rate (90% LTV), 4.20%

Joint Borrower Sole Proprietor
5 Year Fixed Rate (90% LTV), 4.20%
5 Year Fixed Rate (95% LTV), 4.35%

Complex Income
5 Year Fixed Rate (80% LTV), 4.00%

Visit our website for more details on our products.

To speak to a member of our team, call us on 01455 894084, or email development@hrbs.co.uk.

You can also speak to our team via live chat – look out for the icon below on our website.