CS Healthcare provides health insurance to civil service, public sector and not-for-profit employees at competitive rates. They have been protecting the health of their members for over 85 years. Since that time they have only focused on providing health insurance – it’s what they do best and one of the reasons they were recognised in the Moneywise Customer Service Awards 2016.

As a UK based friendly society, CS Healthcare exists entirely for the benefit of their members without any shareholders.

Their Your Choice plan is modular and offers members the opportunity to tailor their cover when it comes to private diagnosis, treatment, surgery and heart and cancer conditions.

CS Healthcare offers both an excess or co-payment option. The co-payment will result in being responsible for 15% of the claim cost up to a maximum of £1,000 or £3,000 per person per policy year. Alternatively you can select a voluntary excess, and agree to pay a set figure towards the cost of your treatment per person each policy year. Both options will see you receive a discount on your premium. CS Healthcare does not operate a No Claims Discount and therefore you will not be penalised should you need to make a claim.