85% LTV resi now available plus we’re back in business for buy to let!

Today we’ve launched a range of new deals, with an increased LTV for residential (now up to 85%) and we’re back lending up to 80% on buy to let, expat buy to let and holiday let – including some 5-year fixed deals. In addition to this good news, we can now consider applications for properties valued at £1m+ on all of our products.

See our outline product details below and download our rate guide for a closer look.

Residential

Up to 85% LTV, max loan £500k, completion fee £800

  • 2 year fixed rate at 2.99% until 31.12.2022
  • 2 year discount rate at pay rate of 2.60% (SVR minus 2.64%) for two years from date of completion

Buy to let

Up to 80% LTV, max loan £500k, completion fee £950

  • 2 year discount rate at pay rate of 2.99% (SVR minus 2.25%) for two years from date of completion

Holiday let

Up to 80% LTV, max loan £500k, completion fee £950

  • 2 year fixed rate at 3.25% until 31.12.2022.
  • 2 year discount rate at pay rate of 2.99% (SVR minus 2.25%) for two years from date of completion
  • 5 year fixed rate at 3.75% for 5 years from date of completion.

Expat buy to let

Up to 80% LTV, max loan £750k, completion fee £999

  • 2 year discount rate at pay rate of 3.25% (SVR minus 1.99%) for two years from date of completion
  • 5 year fixed rate at 3.80% fixed for 5 years from date of completion.