Now is the peak time teachers are offered contracts for positions starting in September, and TFI is here to help.

Here’s a recap of what we offer as a teacher specialist lender:

·         We lend to Early Career Teachers (ECTs/NQTs) – our specific ECT lending criteria means we can offer a mortgage based on a job offer or contract and can help teachers move into their first home before they start their first role (we can help experienced teachers and other professionals moving to a new job/school too – call us for more info).

·         Only one applicant needs to be a teacher– we welcome joint applications from teachers wishing to purchase with a non-teacher partner.

·         Our affordability is tailored to teacher salaries– we understand teacher pay grades and progression scales and can lend up to 5 times joint salary.

·         We offer options for those with smaller deposits – our mortgages are available to teachers with just a 5% deposit, helping them get into their own home faster.

·         Free home valuations – setting up a first home is expensive. We cover valuation costs so your clients savings can go towards furnishings.