The Kensington Affordability Tracker uses the models used by mortgage lenders to calculate the borrowing power of a family, after taking account of bills, transport costs and other household living expenses. It tracks the difference between the amount a homeowner could have borrowed, compared to the amount that was loaned. Our latest report shows that, based on mortgage application data, the stereotypical views on the richest and poorest parts of Britain are wholly inaccurate – definitely worth a read!

 

Check it out here – https://www.kensingtonmortgages.co.uk/news-event-detail/156ba75b-3c69-4f97-9873-64c10c038f98

 

Meet our Lending Criteria Digital Assistant!

 

I am pleased to announce we’ve launched a new tool on the website to help you and your brokers with any lending criteria questions you may have, such as what types of properties we lend on and what income sources we consider. It learns as it goes, so please use it and send us any feedback to make it as effective as possible!

 

Check it out here – https://www.kensingtonmortgages.co.uk/intermediaries