Cancer, heart attack and stroke accounted for almost 80% of all adult critical illness claims paid by AIG Life in 2015¹. Given the likelihood of diagnosis of one of these “Key 3 Critical Illnesses”, AIG Life has introduced a new, simpler critical illness product to give your client the essential protection they need while being more affordable and easier to understand than comprehensive critical illness covers– it is a unique solution that the industry has been looking for.

Key3 Critical Illness Insurance will pay a lump sum if your client is diagnosed withcancer, a heart attack or a stroke. It can also be bought with life insurance meaning it could pay out if the policyholder dies or is diagnosed with a terminal illness and has less than 12 months to live.

Having either Key3 product in place will help your client and their family to recover together by taking the financial burden off their shoulders, helping to pay bills such as mortgage or rent alongside assisting with any rehabilitation and day-to-day costs that may be required.

Key3 also comes with access to Best Doctors –  a second opinion medical service which can provide guidance on the most appropriate treatment should your clients, their partner or children be diagnosed with a serious illness. (The life assured can continue to benefit from this service for up to three years following a valid claim). Access is also provided to our unique claims support fund which can help the person covered or their family  in paying for costs such as physiotherapy, counselling, or the cost of taking taxis to hospital appointments while we assess a claim.

Key3 is an innovative solution that will meet many of your clients’ needs.

To find out more, visit our Key3 webpage. Alternatively, you can call our Sales team on 0345 600 6829 or visit www.aiglife.co.uk.

Sources:

*. Internal AIG Life MI 2015