Welcome to our latest update dedicated to the topic of later life planning.
Please take the time to read through the update as there may be some information that is important to you.
- Legal and General: 5 Ways equity release can help first-time buyers
- LiveMore: Helping 50-90+ borrowers to live their best lives…. through LiverMore’s Inflation Busting Mortgages!
And more
LV=: Positive changes to the lending criteria for our lifetime mortgages
We’ve recently made some positive changes to the lending criteria for our lifetime mortgages. Our maximum flat roof percentage has increased from 50% to 100%, and, we can now take a more flexible [...]
Livemore: Reduced ERCs on 10yr, 20yr and Fixed for Life Products
Its time to get out there and do your bit, helping customer fix for longer and protect themselves against rising, household bills, inflation and mortgage rates Help your customers through uncertainty with LiveMore [...]
Canada Life: Adviser Portal Survey
Our improved Home Finance Adviser Portal makes it easier for you to do business with us Designed with you in mind, the portal helps you to generate quotes, submit applications and track case [...]
more2life: Getting to a ‘Yes’ decision on lifetime mortgages
Getting to a ‘Yes’ decision on lifetime mortgages When it comes to applying for a lifetime mortgage, the time it takes to get from submitting the application, to the client receiving their funds [...]
Just service update May 2022
last week comments Customer / FI telephone service Last week we have seen no unplanned absence and had a minimal amount of annual leave, we experienced a higher daily call volume towards the end [...]
Changing the Face of Later Life Lending
The face of modern living for over-55s has undergone significant changes in the last decade, increasing the need for fresh thinking and product innovation in later life lending to meet the needs of [...]
We’re making changes to our product range today
With effect from 10am today, Thursday 12th May, we're making the following changes to our Capital Select and Lifestyle Select products. We're increasing the interest rates on: · Lifestyle Select Ultra Lite · [...]
Explore our portal for a chance to win a £100 Amazon voucher
Our improved Home Finance Adviser Portal makes it easier for you to do business with us Designed with you in mind, the portal helps you to generate quotes, submit applications and track case [...]
How OneFamily invests for your customer and a greener planet
On Wednesday 18th May, we are increasing the interest rates across the Just for you Lifetime Mortgage range. J6 Interest rates are shown without interest servicing reductions Cash Back Set Up Fee Minimum [...]
How OneFamily invests for your customer and a greener planet
By Chris Brown, Head of Lifetime Mortgages and Distribution at OneFamily. With customers and organisations now more environmentally aware than ever; we wanted to take this opportunity to tell you about the ‘green’ aspects [...]
5 Ways equity release can help first-time buyers
The challenge for first-time buyers Rising house prices and an inflated rental market have made it much harder for today’s generation of first-time buyers to save for a deposit, with many people nearing mid-thirties [...]
We’ve changed our retirement interest only mortgage to help more of your clients…
As the face of retirement evolves, so must the range of financial products available to clients entering later life. You can help more clients realise their retirement ambitions through our enhanced retirement interest [...]
Helping 50-90+ borrowers to live their best lives…. through LiveMore’s Inflation Busting Mortgages!
Upturns and downturns. We’ve all been there and know things never stand still for long, Inone fell swoop interest rates and the cost of living has risen, and inflation has soared into the stratosphere. [...]
Just For You Lifetime Mortgage Client Scenarios
Frank Brook's Story Frank, 70 is a retired widower living near Portsmouth. He thinks his mortgage-free home is worth £200,000 based on prices achieved by his neighbours. He wants to borrow £85,000 to [...]
A new lease of later life – the perks of an empty nest for over 55s
For many parents, seeing their child move out can trigger a wide range of emotions. Empty nest syndrome often brings with it a process of grief and sadness and can feel quite bittersweet for [...]
Rate increases on our Heritage and Heritage Freedom ranges
NEW Rate increases on our Heritage and Heritage Freedom ranges From Wednesday, March 23rd MER AER New rates across our core Heritage Range 4.35% ‐ 5.55% 4.44% ‐ 5.69% New rates across our Heritage Freedom [...]
Lending in retirement – all you wanted to know about this growing market.
With Family Building Society, you can watch a free Lending in Retirement Criteria Masterclass webinar, in association with Mortgage Brain, and see how they can help your clients in, or approaching, retirement. Head of [...]
Faster Just For You Lifetime Mortgage applications on Air Sourcing
New link on Air Sourcing makes it quicker and easier to apply for Just For You Lifetime Mortgages. Check that your Air Sourcing account is linked to a Just Adviser portal account, then you’re [...]
Spray Foam Insulation – what you should know
With people ever more conscious of reducing natural resources and energy prices soaring now might seem like the ideal time to consider improving your insulation around your home. Action groups like insulate Britain have gone [...]
Product features your clients need
Compare our range of innovative lifetime mortgages, from flexible pricing to ERC-free partial repayments and high LTVS to downsizing protection, our products will help you support your client's retirement goals. Flexible Pricing Our Emerald, Classic [...]
Explore the Home Finance Adviser Portal
Download the "Explore the Home Finance Adviser Portal" below to read more. Download PDF
How we invest for your customer and a greener planet
How we invest for a brighter future With customers and organisations now more environmentally aware than ever; we wanted to take this opportunity to tell you about the ‘green’ aspects of our lending policy. [...]
Later life lending – your questions answered with Family Building Society
Many clients are turned down by high street lenders simply because they're 'too old'. We think that’s bonkers! We do lend in retirement. How can we help your clients? My client is 65 and [...]
Family Building Society: We’ll lend to your older and retired clients
Many banks and building societies have a traditional view to lending that means your older clients may often struggle to gain access to any kind of borrowing. Upper age limits for lending seem at odds [...]
Selling Equity Release
Selling Equity Release In order to sell Equity Release, you must first go through our authorisation process. Before you are able to be authorised, we ask that you hold the ER1 or equivalent qualification and [...]
Referring Equity Release
Referring Equity Release couldn't be easier. Simply email your client's details to ReferER@therightmortgage.co.uk and we will do the rest for you. You can rest safe in the knowledge that your client will receive a [...]
