The subject of underwriting has been an extremely hot topic in recent times with many advisers raising concerns over the length of time it can take to obtain medical evidence. Where there are medical disclosures within an application this may be difficult to avoid, however when advisers are dealing with a clean application understanding the non-medical limits of insurers can help them to understand which insurers would not automatically request medical evidence. Having listened to the frustrations of advisers, Legal & General have today taken the decision to increase their non-medical limits for income protection, but how do their new limits compare to the rest of the market?