While most income protection providers price their premiums one way; age-costed or level guaranteed, at The Exeter we give you and your clients the choice with our plan for low risk occupations, Income One.
Age-costed premiums suit clients who are looking for the most affordable cover up front, while level guaranteed premiums offer certainty for clients who want to budget a specific amount for the life of their policy.
With Income One you have flexibility to choose the premium option that suits your clients’ personal circumstances, along with the following great benefits:
- Own occupation
We only ever assess claims against your client’s own occupation, regardless of what they do for a living and how long a claim lasts. With other insurers, it isn’t always this simple.
- Day 1 cover
Income One gives your clients the option to receive an income from the first day they are ill or injured if it keeps them off work for 3 days or more – suitable for the self-employed or those with no sick pay.
- Benefit fix option
Resulting in a guaranteed level of benefit and a quicker, more stress free claim process.
- Market-leading medical limits
If your client is under the age of 42, we will not ask for the routine medical evidence that other insurers might – regardless of the benefit they choose.
With this in mind, is it time you took a closer look at Income One?
Our team of experts are ready to speak to you to help your income protection sales grow. Give us a call on 0300 123 3207 or email us at sales@the-exeter.com
