When it comes to insurance, people are often quick to protect their cars, houses or contents as the consequences of not doing so can be serious. However they often don’t think about insuring the very thing that allows them to afford these things, their financial wellbeing, meaning many remain unprotected.
92% of advisers think income protection is undersold. We understand that it can often be seen as unaffordable, expensive and complex by people. We want to help you overcome these objections and encourage your clients to consider their need for income protection when financial planning.
We have a range of support materials to help you with your client conversations. Take a look at our refreshed Income Protection checklist. It’s a simple and effective guide to use with your clients to get them thinking about their finances and establish whether they have an income protection need. We’ve also updated our Budget Planner tool and Adviser and Customer guides.