Please note we have decreased rates on our Lump Sum+ product. Our new rates are as shown below.

Please note that we can only offer Desktop valuations up to 33% LTV at age 70.

App fee free (loans of £50,000 or more):

LTV@70 LV = AER MER APR
25% 2.58% 2.55% 2.7%
26% 2.58% 2.55% 2.7%
27% 2.58% 2.55% 2.7%
28% 2.58% 2.55% 2.7%
29% 2.58% 2.55% 2.7%
30% 2.61% 2.58% 2.7%
31% 2.61% 2.58% 2.7%
32% 2.80% 2.76% 2.9%
33% 2.80% 2.76% 2.9%
34% 2.94% 2.90% 3.0%
35% 2.94% 2.90% 3.0%
36% 3.39% 3.34% 3.5%
37% 3.55% 3.49% 3.6%

App fee included:

LTV@70 LV = AER MER APR
25% 2.58% 2.55% 2.8%
26% 2.58% 2.55% 2.8%
27% 2.58% 2.55% 2.8%
28% 2.58% 2.55% 2.8%
29% 2.58% 2.55% 2.8%
30% 2.61% 2.58% 2.8%
31% 2.61% 2.58% 2.8%
32% 2.80% 2.76% 3.0%
33% 2.80% 2.76% 3.0%
34% 2.94% 2.90% 3.1%
35% 2.94% 2.90% 3.1%
36% 3.39% 3.34% 3.6%
37% 3.55% 3.49% 3.7%