Don’t miss out – up to 35% in extra API Commission is ending next Friday!
LV= have increased their API commission – up to 35% – for all advisers on new FPP Income Protection and FPP Personal Sick Pay applications. But time is running out; make sure you submit your applications by Friday 7th September to qualify. The actual increase depends on the product you’re recommending and how LV= have agreed to pay your commission.
Identifying your clients…
Think back to your last client conversation, did you speak about their mortgage, job or mortgage review? LV= have identified that these were the best times to introduce income protection (IP) to them.
At the mortgage stage…
- You talk about their outgoings
- Self Employed accounts are up to date
- Protecting the deposit for their home
When talking about their job…
- What are the risks?
- What would stop them doing their job?
- What sick pay do they have in place?
At a review…
- Have their circumstances changed?
- Do they have a family?
- How would losing an income affect the remortgage option?
All three conversations have one thing in common; they highlight the need for income protection
If you would like to contact LV=, call 0800 032 4219 or contact your usual LV= Account Manager. Or for information on the commission uplift, visit LV.com/commission – including the full terms and conditions.