Don’t miss out – up to 35% in extra API Commission is ending next Friday!

LV= have increased their API commissionup to 35% – for all advisers on new FPP Income Protection and FPP Personal Sick Pay applications. But time is running out; make sure you submit your applications by Friday 7th September to qualify. The actual increase depends on the product you’re recommending and how LV= have agreed to pay your commission.

Identifying your clients…

Think back to your last client conversation, did you speak about their mortgage, job or mortgage review? LV= have identified that these were the best times to introduce income protection (IP) to them.

At the mortgage stage…

  • You talk about their outgoings
  • Self Employed accounts are up to date
  • Protecting the deposit for their home

When talking about their job…

  • What are the risks?
  • What would stop them doing their job?
  • What sick pay do they have in place?

At a review…

  • Have their circumstances changed?
  • Do they have a family?
  • How would losing an income affect the remortgage option?

All three conversations have one thing in common; they highlight the need for income protection

If you would like to contact LV=, call 0800 032 4219 or contact your usual LV= Account Manager. Or for information on the commission uplift, visit LV.com/commission including the full terms and conditions.