Some clients working in the public sector don’t always have straightforward sick pay arrangements. That’s why we’ve added a Teacher’s sick pay guarantee to our updated Income Protection product – making life easier for you and your clients.

Check out this video to find out more about all the changes to our Income Protection product and the benefits to you and your client.

Sick pay guarantee – how does it work?

We’ll pay out to fit alongside your clients’ sick pay arrangements
If your client is a teacher and chooses a 12 month waiting period we’ll pay out earlier based on how long they’ve been working for their employer

Helping to reduce premiums by removing the need for complex split waiting periods and multiple policies

Removes the risk of over insurance
Making sure your client isn’t paying for cover they might not be able to claim for and ensuring they get their money when they need it

Additional information

Teachers

This guarantee only applies if your client is a teacher and their sick pay is the same as that which is set out in one of the following when they become unable to work:

  • The Conditions of Service for School Teachers in England and Wales (Burgundy Book)
  • The Department of Education, Teachers Terms and Conditions for Northern Island
  • The Scottish Negotiating Committee for Teachers (SNCT) handbook of Conditions of Service for School Teachers in Scotland

Don’t forget we still have our doctor and surgeons guarantee

This guarantee only applies to doctors and surgeons employed directly by the NHS and registered with the General Medical Council. Your client must be licensed to practice in the UK as a doctor or surgeon when they become unable to work.

Please refer to the policy conditions for more information.

 

If you’d like more information on our refreshed income protection, please visit lv.com/superfresh

We’re really excited about the changes. If you’d like to take part in a webinar or find out more, please contact me on the details below.

Kind regards

Stuart Mair

Business Development Manager

T: 07968 538 514
E: Stuart.Mair@lv.com