Using your ideas and feedback, LV= have developed a new income protection product to help you protect more clients.

Mortgage and Rent Cover

Simple, affordable protection with no financial underwriting

LV=’s Mortgage and Rent Cover protection solution protects your clients monthly mortgage or rental payments only. LV=’s new product can help you protect more clients where traditional income protection wouldn’t always be suitable.

It’s ideal for clients with irregular earnings who may struggle to prove their income or hours worked. It’s also a great option for your clients who are just starting out and getting on, or trying to get on the property ladder.

What makes Mortgage and Rent Cover different?

  1. No financial underwriting is required

No proof of income or hours worked is needed. You’ll only need to validate the amount of cover isn’t more than their mortgage or rental payment by obtaining documentary evidence (such as mortgage offer or rental agreement). The minimum amount of cover available is £100 and the maximum is £2,000 per month.

  1. Certainty at point of claim

Our Mortgage and Rent Guarantee means we’ll pay the full chosen amount of cover throughout the claim when your client is unable to work due to illness or injury.

  1. Affordable cover with valuable benefits

Through LV= Doctor Services and our Member Care Line we can provide quick, convenient access to a range of everyday emotional and practical support services.

To find out more about LV=’s Mortgage and Rent Cover, click here.

If you wish to like to understand Mortgage and Rent Cover a little more please contact account manager, visit LVadviser.com or call us on 0800 032 4219.