“I’ll be alright, it’ll never happen to me”, is one of the biggest objections against income protection.
Like many people, Paul assumed he was immune to ill health; he was fit and healthy and enjoyed an active lifestyle with his wife and two children. And then he cancelled his policy…
It proves long-term sickness is very real and the financial consequences can be devastating. It really does highlight that no matter how healthy you feel today, ill health or an accident can happen to anyone, at any time.
For more real life stories to support your client conversations about income protection, visit the LV= video library.
Also, take a look at the range of income protection options LV= offer here. And don’t forget once your client takes out an LV= Income Protection policy, they’ll automatically be eligible for a range of additional member benefits from the day their policy starts. This includes 24/7 access to a confidential member helpline, providing expert advice on legal and financial assistance, and healthcare support and counselling.