It is fair to say that COVID-19 decimated the short deferred period market, with all but one insurer pulling their one day and one week options in pretty quick order. Given the landscape it was quite understandable, however it left a massive gap for those that may have immediate income needs in the event of illness or injury. Today, however marks a positive step forward for such clients as LV= have reintroduced both 1 day and 1 week waiting periods to their Personal Sick Pay plan. In this article we delve into the detail.
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