LV= Income Roulette research found that millions of people across the UK risk financial ruin if they don’t have an adequate back-up plan in place.

One of the three significant risk groups their research identified is the Self-employed, which are very likely to include both your existing and prospective clients.

However, just 4% of this group have some form of protection insurance.  And without the safety net of employers’ benefits, such as sick pay, those with no ability to save are placed in a precarious situation.

What’s more, 4 in 10 of those who are self-employed mistakenly believe they’re not eligible for Income Protection insurance!

So, your advice matters even more to help dispel the myth that they’re not eligible for income protection and to make sure they put some cover in place to help ensure they are more financially resilient in times of need.

LV= offer a range of income protection solutions and for the self-employed, Personal Sick Pay can be an ideal way to protect their income.

To find out more about the income protection LV= offers, speak to your usual LV= account manager or visit LV.com/adviser