Why we don’t see age as a barrier…

We’ve got a few years of experience under our belt when it comes to mortgages (158 in total) and 4 when it comes to specialising in Older Borrower mortgages. We maintain, “you’re only as old as you feel!” which is why we have such a competitive position when it comes to Older Borrowers, as a we feel that age shouldn’t be a barrier to getting a mortgage….

  • Our average Older Borrower is 67 years old and retired.1
  • We assess affordability jointly… not everybody does!
  • 92% of our Older Borrower mortgages are interest only with many looking to downsize in the future to repay their mortgage.2

Generous mortgage terms and we have some customers borrowing into their 90’s.3