Press
Changes to the Halifax Housing Price Index
To calculate the percentage loan to value (LTV) when a product transfer (PT) is required, we use an indexed valuation figure which is updated quarterly by the Halifax Housing [...]
Important changes to our Contractor criteria – Under Embargo until 1st April 2022
As the lending specialist, we are here to assist all contractors, including those with a less than perfect credit record. We have listened to your feedback and are pleased [...]
Resale Price Covenant scheme
From 4 April we are changing the way applications for a property with a Resale Price Covenant (RPC) are to be keyed. We accept applications where the customer is [...]
Case Study 2 – Impaired credit
Derek has been living with his mother and is supporting her financially with everyday costs and her mortgage repayments. His mother Sally is a pensioner and Derek is a [...]
Changes to Clydesdale Bank Variable Rates
Following the decision by the Monetary Policy Committee on 17 March 2022 to increase the Bank of England Base Rate to 0.75%, we’re making some changes. On 1 April [...]
Changes to our Standard and BTL Variable Rates
Following the decision by the Monetary Policy Committee on 17 March 2022 to increase the Bank of England Base Rate to 0.75%, we’re making some changes. On 5 April [...]