JOINT BORROWER, SOLE PROPRIETOR UP TO 95% LTV
Our Joint Borrower, Sole Proprietor solution is perfect for first time buyers wanting to get on the property ladder, for older borrowers whose circumstances have changed and need support from a close family member to live independently in their own home or even in a separation scenario where one applicant wants to buy out their former spouse.
JBSP highlights
- NEW – New Build up to 90% LTV on both houses and flats. 90% LTV rates start from 2.99% and offer a maximum loan size of £675k
- 95% LTV residential 2 & 3 year fixed rates start from 3.49%
- Up to four applicants on the mortgage with a minimum of one applicant on the property deeds
- Income can be accepted from up to 4 applicants at full income multiples, subject to affordability
- Maximum age 80 considered (mortgage term based on the oldest applicant)
- Gifted deposit from an immediate family relative can be accepted
- Interest only and repayment options available (maximum LTVs apply)
For full details, please refer to our Mortgage Lending Criteria Guide and Product Guides.
Got a case to discuss?
If you have any questions or need support, please get in touch with your BDM or call our Broker helpdesk on 020 3427 1019.
