At Metro Bank, we have the expertise to discuss complex cases and find the right solutions for your customers. We understand the complexities that come with various income streams and the requirement for a lender to individually underwrite and assess each case on its own merits.
Reasons to choose us
- Loans up to £5m available
- Personal service – one single point of contact through your mortgage process
- Higher earners can now benefit from enhanced income multiples of up to 5.5 times earned income as part of our Professional Range (minimum income requirements and maximum loan amounts apply)
- Multiple income streams can be considered using standard multiple income multiple of 4.49 times income
- The maximum age at the end of the mortgage term is now 80 for all repayment types including interest only
- No funds under management are required
- Flat product fee with reduced fees for existing customers
- Security – properties with large acreages and annexes considered
For full details on the points above and acceptable repayment vehicles, please refer to our Mortgage Lending Criteria Guide and Product Guides.
