The rates on our Capital Choice and Capital Choice Plus plans have decreased. Along with improved rates, our Capital Choice range is packed with flexible, market-leading features, including:
- Guaranteed Inheritance Feature
- Capital repayments of up to 10% each year
- 3% cashback option
- Downsizing Early Repayment Charge Exemption
- 3 year ERC exemption on death or admission into LTC of first borrower
New rates – Capital Choice
| No cashback option | Cashback option |
|---|---|
| MER: 4.42% | MER: 4.85% |
| AER: 4.51% | AER: 4.96% |
| APR: 4.58% | APR: 5.03% |
New rates – Capital Choice Plus
| No cashback option | Cashback option |
|---|---|
| MER: 4.84% | MER: 5.18% |
| AER: 4.95% | AER: 5.30% |
| APR: 5.02% | APR: 5.37% |
You MUST be registered on our online portal in order to create a KFI



