5 Year Fixed ICR and Lower Rates
2.35%
2 year fixed
3.15%
2 year fixed
3.10%
3 year fixed
3.75%
3 year fixed
3.29%
5 year fixed
3.60%
5 year fixed
until 31/05/2022 – 75%LTV – £1495 fee
ICR RATE –  125% AT 4%
until 31/05/2022 – 75%LTV – NIL fee
Please note products BM1116, BM1117, BM1118, BM1119, BM1120, BM2067, BM2068,
BM1122, BM2070, BM1124, BM2072, BM1126, BM1127, BM1121, BM2069, BM1123,
BM2071, BM1125 have been withdrawn.
Our 5 year fixed products are subject to an interest coverage ratio of 125% at 4% or product
charging rate if greater.
All other products are subject to an absolute minimum of 125% of an interest only loan payment
calculated at 5.35% or the product charging rate if greater.
To secure one of our products,
the £150 application fee must
be paid at the time of the
online application submission.

Mortgage Trust and Paragon Mortgages are trading styles of Paragon Mortgages (2010) Limited (Registered in England No.
6595834) and Paragon Bank PLC (Registered in England No. 5390593). Paragon Bank PLC is authorised by the Prudential
Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Paragon Bank PLC is
registered on the Financial Services Register under the Firm Reference No. 604551. Registered office: 51 Homer Road, Solihull,
West Midlands B91 3QJ.