Green mortgages are available to all intermediaries for all residential property purchases only with an energy performance rating of A or B.
Please note the following information:
- Property must be in the UK.
- There must be a valid Energy Performance Certificate (EPC) listed on the registers detailed below with a rating of A or B to be eligible. No other EPC data registers or documentation will be accepted, for example a Predicted Energy Assessment (PEA).
- Acceptable EPC registers:
- New Government England, Wales & Northern Ireland Register: https://find-energy-certificate.digital.communities.gov.uk/
- Scotland Register: https://www.scottishepcregister.org.uk/
- England & Wales Register Pre September 2020: https://www.epcregister.com/
- Northern Ireland Register Pre September 2020: https://www.epbniregister.com/
- It is the brokers responsibility to ensure the appropriately rated A or B certificate is in place prior to the application submission
- Energy Performance Certificate must be valid within 10 years since production.
- No additional documentation to our standard application packaging requirements is required to be submitted.
- Available to first time buyers and existing homeowners.
- Products available up to 85% Loan To Value
- Not applicable for Shared Equity or Help to Buy applications.
- Residential purchases only. Not applicable for Buy to Lets.
- All standard NatWest lending rules and policies apply.
