Here’s a full list the changes with product codes in brackets:

New Business 

Core Range

Residential

Rate Changes

2 year fixed rate purchase

  • [FO26224] 60% LTV, decreasing by 26bps from 1.78% to 1.52%, product fee £0
  • [FO26225] 70% LTV, decreasing by 3bps from 1.28% to 1.25%, product fee £1,495
  • [FO26226] 70% LTV, decreasing by 33bps from 2.18% to 1.85%, product fee £0
  • [FO26228] 75% LTV, decreasing by 33bps from 2.18% to 1.85%, product fee £0
  • [FO26230] 80% LTV, decreasing by 5bps from 2.48% to 2.43%, product fee £0
  • [FO26229] 80% LTV, decreasing by 2bps from 1.98% to 1.96%, product fee £995
  • [FO26231] 90% LTV, decreasing by 8bps from 3.16% to 3.08%, product fee £995, cashback £250

2 year fixed rate remortgage

  • [FO26242] 60% LTV, decreasing by 5bps from 1.53% to 1.48%, product fee £0
  • [FO26241] 60% LTV, decreasing by 5bps from 1.15% to 1.10%, product fee £995

2 year fixed rate remortgage – high value

  • [FO26269] 60% LTV, decreasing by 5bps from 1.08% to 1.03%, product fee £1,495

2 year fixed rate remortgage

  • [FO26243] 70% LTV, decreasing by 4bps from 1.38% to 1.34%, product fee £995
  • [FO26244] 70% LTV, decreasing by 5bps from 1.78% to 1.73%, product fee £0

2 year fixed rate remortgage – high value

  • [FO26270] 70% LTV, decreasing by 5bps from 1.31% to 1.26%, product fee £1,495

2 year fixed rate remortgage

  • [FO26245] 75% LTV, decreasing by 4bps from 1.38% to 1.34%, product fee £995

2 year fixed rate remortgage – high value

  • [FO26271] 75% LTV, decreasing by 5bps from 1.31% to 1.26%, product fee £1,495

2 year fixed rate remortgage

  • [FO26246] 75% LTV, decreasing by 5bps from 1.78% to 1.73%, product fee £0
  • [FO26248] 80% LTV, decreasing by 5bps from 2.48% to 2.43%, product fee £0
  • [FO26247] 80% LTV, decreasing by 2bps from 1.98% to 1.96%, product fee £995
  • [FO26249] 85% LTV, decreasing by 3bps from 2.49% to 2.46%, product fee £995
  • [FO26250] 85% LTV, decreasing by 5bps from 2.83% to 2.78%, product fee £0
  • [FO26252] 90% LTV, decreasing by 14bps from 3.44% to 3.30%, product fee £0

5 year fixed rate purchase

  • [FO26234] 60% LTV, decreasing by 34bps from 1.93% to 1.59%, product fee £0
  • [FO26236] 75% LTV, decreasing by 4bps from 1.63% to 1.59%, product fee £995
  • [FO26238] 85% LTV, decreasing by 8bps from 2.83% to 2.75%, product fee £995, cashback £150
  • [FO26239] 85% LTV, decreasing by 8bps from 3.07% to 2.99%, product fee £0

5 year fixed rate remortgage – high value

  • [FO26272] 60% LTV, decreasing by 2bps from 1.23% to 1.21%, product fee £1,495

5 year fixed rate remortgage

  • [FO26254] 60% LTV, decreasing by 4bps from 1.61% to 1.57%, product fee £0
  • [FO26256] 70% LTV, decreasing by 7bps from 1.89% to 1.82%, product fee £0
  • [FO26255] 70% LTV, decreasing by 2bps from 1.59% to 1.57%, product fee £995

5 year fixed rate remortgage – high value

  • [FO26273] 70% LTV, decreasing by 2bps from 1.53% to 1.51%, product fee £1,495
  • [FO26274] 75% LTV, decreasing by 2bps from 1.53% to 1.51%, product fee £1,495

5 year fixed rate remortgage

  • [FO26258] 75% LTV, decreasing by 7bps from 1.89% to 1.82%, product fee £0
  • [FO26257] 75% LTV, decreasing by 2bps from 1.59% to 1.57%, product fee £995
  • [FO26260] 85% LTV, decreasing by 26bps from 3.29% to 3.03%, product fee £0
  • [FO26262] 90% LTV, decreasing by 20bps from 3.74% to 3.54%, product fee £0
  • [FO26261] 90% LTV, decreasing by 5bps from 3.44% to 3.39%, product fee £995

Rate Changes and Cashback Changes

2 year fixed rate purchase

  • [FO26223] 60% LTV, decreasing by 4bps from 1.18% to 1.14%, product fee £995, cashback increasing from £200 to £250
  • [FO26227] 75% LTV, increasing by 1bps from 1.38% to 1.39%, product fee £995, cashback increasing from £0 to £200
  • [FO26232] 90% LTV, decreasing by 1bps from 3.38% to 3.37%, product fee £0, cashback increasing from £0 to £250

2 year fixed rate remortgage

  • [FO26251] 90% LTV, decreasing by 7bps from 3.24% to 3.17%, product fee £995, cashback increasing from £0 to £250

5 year fixed rate purchase

  • [FO26233] 60% LTV, decreasing by 1bps from 1.28% to 1.27%, product fee £995, cashback increasing from £0 to £250
  • [FO26235] 70% LTV, decreasing by 24bps from 2.19% to 1.95%, product fee £0, cashback increasing from £0 to £250
  • [FO26237] 75% LTV, decreasing by 24bps from 2.19% to 1.95%, product fee £0, cashback increasing from £0 to £250
  • [FO26240] 90% LTV, increasing by 1bps from 3.38% to 3.39%, product fee £995, cashback increasing from £0 to £250

5 year fixed rate remortgage

  • [FO26253] 60% LTV, increasing by 1bps from 1.28% to 1.29%, product fee £995, cashback increasing from £0 to £250

Cashback Changes

5 year fixed rate remortgage

  • [FO26259] 80% LTV, 2.18%, product fee £995, cashback increasing from £0 to £250

 

First Time Buyer

Residential

Rate Changes

2 year fixed rate purchase

  • [FO26263] 80% LTV, decreasing by 4bps from 2.04% to 2.00%, product fee £995, cashback £500

Green Mortgages

Residential

Rate Changes

2 year fixed rate purchase

  • [FO26264] 60% LTV, decreasing by 1bps from 1.13% to 1.12%, product fee £995, cashback £250
  • [FO26265] 75% LTV, decreasing by 1bps from 1.38% to 1.37%, product fee £995, cashback £250

5 year fixed rate purchase

  • [FO26266] 60% LTV, decreasing by 2bps from 1.28% to 1.26%, product fee £995, cashback £250
  • [FO26267] 75% LTV, decreasing by 5bps from 1.63% to 1.58%, product fee £995, cashback £250
  • [FO26268] 85% LTV, decreasing by 8bps from 2.82% to 2.74%, product fee £995, cashback £250

Existing Customer

Core Range

Residential

Rate Changes

2 year fixed rate switcher

  • [FO26276] 90% LTV, increasing by 11bps from 3.18% to 3.29%, product fee £0
  • [FO26275] 90% LTV, increasing by 25bps from 2.84% to 3.09%, product fee £995
  • [FO26278] 100% LTV, increasing by 5bps from 3.25% to 3.30%, product fee £0
  • [FO26277] 100% LTV, increasing by 10bps from 3.00% to 3.10%, product fee £995

5 year fixed rate switcher

  • [FO26279] 90% LTV, increasing by 15bps from 3.24% to 3.39%, product fee £995

End dates

There are no changes to end dates

Transitional arrangements

You’ll be able to produce Mortgage Illustrations and submit applications online for existing deals up to 10:30pm Wednesday 28 April, 2021.

If you are unable to submit an application online due to a technical issue that cannot be resolved over the phone, then you must submit a paper-based application. In this instance, you must e-mail your BDM by midday on Thursday 29 April 2021. Requests received after this time will not be considered.

Your email must include in bullet points:

  • Your details – name, company and postcode
  • Customer name
  • Product applying for
  • Amount of mortgage loan
  • Reason for paper application – If you have experienced a technical issue a clear description of the problem encountered with error code (if applicable) must be provided
  • State whether you were trying to submit via NatWest Intermediary Solutions’ website or the Mortgage Trading Exchange

Paper applications must be signed by all applicants and the original received at the following address by close of business on Tuesday 4 May 2021 for your rate to be honoured:

FREEPOST NatWest Intermediary Solutions
Mortgage Centre
Cartsdyke Avenue
Greenock
PA15 1ED 

For a complete listing of all our mortgage products, please visit the product page on our web site.