Our research has found 17% of UK adults considered buying a holiday let during the past two years, equating to over 10 million people*. That’s a big number of potential landlords!
Interestingly it was younger people leading the trend, which could open up a new client group for intermediaries with real expertise in the holiday let market.

We asked Charlotte Grimshaw, Head of Intermediary Relations, for her thoughts:

“Brokers can play an important role in helping prospective short term landlords assess their options, with many lenders’ criteria including minimum ages and a requirement to already be a homeowner.

As part of the discussion around holiday let criteria, this may even include signposting clients down the buy to let route as a means of gaining additional income and experience with longer term tenants, before borrowers branch out to holiday let later down the line.”

Intermediaries should also advise their clients to take the time to understand the market, and check out the competition before falling in love with a property that isn’t viable in terms of lettings.”

Holiday let made simple with the Suffolk.
  • Airbnb, Vrbo and similar letting sites permitted.
  • Loans available up to 80% LTV.
  • Will accept first time landlords (if owner occupiers).
  • First time rental properties considered.
  • Up to 60 days of personal use.
  • We assess the loan amount using average rental from high, mid and low season.
Don’t forget we lend for expat holiday let too!
Read more about the holiday let market in the UK.
Get in touch.
Whilst we can’t list everything we accept, or the conditions which apply, we’re on hand to help! If you want to find out more, or have a case in mind, give us a call on 0330 123 1073 (option 1).
LENDING CRITERIA
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