Our Buy-to-Let criteria has expanded, giving more of your clients greater opportunity to grow their portfolios.
Designed after 6 months of speaking to brokers, we’ve expanded our support for HMOs, MUFBs, your larger, more complex Buy-to-Lets and mirrored our criteria in Scotland.
Delivered by experts, powered by technology and backed by the funding to support every deal, you and your landlords have the tools to keep meeting their ambitions, regardless of the market.
Here’s some changes at a glance:
- First-time landlords can now access loans for small HMOs
- Yield-based valuations for some small HMOs
- Mirrored criteria in England and Scotland
- Lots of changes around HMOs, including: making HMOs and MUFBs available for tier 2 borrowers and HMO and MUFB hybrids
- A new simplified approach to stress testing portfolios between 100%-125% ICRs
Use our Buy-to-Let page to see the new criteria and get instant quotes.
[ See new criteria ]
