A year of growth and progress
As 2025 comes to a close, it’s the perfect moment to celebrate what’s been achieved across The Right Mortgage Network and to set our sights on what’s ahead.
In 2025, I took on the whole of lending to try follow on in the shoes of my predecessor, the remarkable Anita White after her retirement. We have recently introduced Robyn Truslove to you who is your new dedicated Mortgage Development Manager.
Our Network has delivered exceptional results this year — achieving an impressive 35% growth in lending and 40% growth in new business.
At the time of writing this, we are at touching distance of nearly £8 BILLION in lending.
Wow!
Check out this month’s Lending Insight Podcasts!
Lender Insight | The Renters’ Rights Bill [Ft. Wesley Regis from Fleet Mortgages]
Lender Insight | The current and future Lending Market [Ft. Charlie Stack from The Mortgage Lender & Bluestone Mortgages]
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Victoria Clark
Head of Lending
We’re looking forward to seeing you at our end of year Gala Dinner!
It’s great to see more innovation from the lenders with the new Aviva Lifestyle Flexible Advantage scheme launched this month which gives customers an uplift when they make payments towards the interest. This means that customers can enjoy this added value without being locked into a fixed repayment schedule or losing their uplift if they stop and start repayments.
We are looking forward to seeing those of you who are attending our end of year Gala Dinner celebrations on Thursday 4th December.
Check out this month’s Later Life Insight Podcast!
Later Life Insight | Making the most of our resources [Ft. Karen Banks from Pure Retirement]
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Victoria Clark
Head of Lending
Introducing our new “Protection Insights” series
At The Right Mortgage, we’re committed to helping you deliver the very best protection advice to your clients. That’s why we’re excited to announce the launch of our brand-new Protection Insights series.
Going forward, our Protection Team will be putting together regular insights to support you in providing holistic protection advice for every customer you meet. These updates will give you the knowledge, tools, and resources to build stronger conversations and deliver even greater outcomes for your clients.
Our First Topic: Family Income Benefit
To kick things off, we’re focusing on Family Income Benefit (FIB), a vital yet often overlooked element of protection planning.
In this first edition, you’ll hear from Sandra, who will cover:
- Who Family Income Benefit is best suited for
- How it works in practice
- Real-life case studies showing the difference it can make for clients
We’ve also created a range of supporting materials to help you bring these conversations to life, including:
- Informative videos 🎥
- Handy guides 📘
- Customisable customer-facing letters 💌
We Want to Hear From You
This is just the beginning! Our goal is to make Protection Insights as useful and relevant as possible — so tell us what you want to hear about next.
Which protection topics would help you the most in your client conversations? Let us know your ideas and we’ll make sure our future insights cover them.
Together, we can ensure every client receives the full, holistic protection advice they deserve.
Check out this month’s Protection Insight Podcast!
Protection Insight | Paymentshield’s proposition update [Ft. Neil Parfitt from Paymentshield]
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Amy Wilson
Head of Insurance
Thank you for joining us at the PMI Summit & Gala Dinner!
We’d like to say a huge thank you to all the advisers who joined us at our PMI Summit on the 6th November 2025. It was fantastic to see so many of you come together to share insights, network, and celebrate the incredible work being done across our community.
The event brought together advisers from across the network, alongside some of the leading PMI providers, who shared valuable updates and perspectives on the future of protection and private medical insurance. We were especially delighted to welcome the Chief Medical Officer from Aviva, Larissa, whose expert insights added real depth to the day’s discussions outside of our usual provider key notes.
Celebrating Excellence
A big well done to all of our award winners, your dedication and achievements continue to raise the bar for excellence within the industry. Congratulations also go to the provider award winners, who were recognised for their outstanding partnership and support to advisers.
Relive the Day
If you couldn’t make it or want to relive some of the highlights, visit our event page to see more about the day and check out the photos from the summit.
Once again, thank you for making this event such a success, we couldn’t have done it without you!
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Amy Wilson
Head of Insurance
The backbone of client protection for landlords
General Insurance remains at the core of client protection, offering peace of mind for everyday risks such as home, contents, and lifestyle cover.
However, this month, we are focussing on Rental Protection Insurance.
For advisers working in the BTL market, Rent Protection Insurance, is an invaluable addition to landlord’s buildings insurance for supporting and safeguarding your landlord clients.
Rent protection insurance (often called rent guarantee insurance) is a type of policy that protects landlords from losing rental income if a tenant stops paying rent. This additional benefit be added to landlords buildings and contents insurance.
What it typically covers:
- Unpaid rent: The insurer pays the rent (usually up to a set monthly amount and for a limited period, such as 6–12 months).
- Legal expenses: Covers the cost of evicting a non-paying tenant.
- Court fees & representation: If eviction becomes necessary.
- Some policies include:
- Property damage caused by tenants
- Legal cover for disputes
What it usually doesn’t cover:
- Vacant periods between tenants
- Losses due to property being uninhabitable (that’s usually covered by landlord insurance)
- Tenants who fail initial referencing (many insurers require proper screening)
Who it’s for:
Landlords who want protection against income loss or want to avoid large legal costs if a tenant defaults.
Why people buy it:
- Provides predictable income even if a tenant can’t or won’t pay.
- Helps offset the risk of renting to new or unknown tenants.
- Often required by some mortgage lenders for buy-to-let loans.
Policy is offered by Paymentshield and Uinsure (see providers websites for more details)
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Amy Wilson
Head of Insurance
