Cover Continuation Option …. there to support your non-claimant

When your clients take out a joint life first death policy, for life and/or critical illness, the policy ends when we pay out to the first claimant. This leaves the other life assured without any valuable cover. Depending upon the non-claimants age and health it could make getting new cover difficult or expensive.

We don’t want you and your clients to be left with this dilemma, which is why we automatically include our Cover Continuation Option on all joint life PROTECT life and critical illness policies. The option allows the non-claimant to apply for replacement cover without medical underwriting, for the same sum assured as previously and based on the remaining term of the original policy.

Please look at our supporting literature for further information.