Those of you who’ve already submitted a case to us will know how easy it is to work with OneFamily.
You’ll already know how flexible our products are. And you’ve probably already discussed a case with one of our underwriters before submitting it.
What you may not know is that we’ve made a number of product enhancements that make working with us even better.
Reduced rates across our product range
Your clients can now benefit from reduced rates across our Variable, 2-year Fixed and Fixed Rate products (starting from 4.34% MER on our Fixed Rate product).
More details can be found at www.onefamilyadviser.com.
£1 million maximum loan
By increasing the maximum loan amount to £1 million on all our products, your clients can now use a OneFamily Lifetime Mortgage to release even more equity from their home.
Reduced Early Repayment Charges (ERC)
We’ve also reduced the ERC period on our 2-year Fixed and Variable Rate products from 10 years to 8 years, which means your clients would be more likely to pay a lower charge if they decided to repay the loan early.
The table below shows how this will now be applied.
| Years (after mortgage start date) | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
| ERC (as a % of loan amount) | 6% | 6% | 6% | 5% | 4% | 3% | 2% | 1% |
Flexible underwriting
We’re committed to working with you to secure the best outcome for your clients.
As well as giving you direct access to our underwriters, our flexible approach to underwriting means we may be able to provide you with a solution for your clients when no one else can.
Find out more
To find out more, please give us a call on 0800 802 1645 or email us at lifetimemortgages@onefamily.com and one of our sales support team will be delighted to help you.
