Pepper Money is an award-winning specialist lender offering Residential and Buy to Let mortgages exclusively through intermediaries.

Our aim is quite simple: to help you write more business. We do this by combining competitive pricing with skilled manual underwriting, and an appetite for those interesting cases which increasingly cross your desk.

We can help with those clients who are often underserved by the high street, which may include:

  • the recently self-employed
  • those with credit blips
  • complex incomes
  • young credit history
  • or previous financial difficulties

To us, it’s all interesting.

Residential Limited Edition

We’re always reviewing our products and pricing to ensure that we can make it as easy as possible for brokers to place their interesting cases.

We’ve recently launched a range of new 2-year fixed Limited Edition pricing, with some rates reduced by up to 1%.

The Limited Edition is available on Pepper 6, Pepper 12 and Pepper 18 for Residential borrowers who have not registered a CCJ or Default in the last 6, 12 or 18 months respectively. Rates start from 3.08%.