At Pepper Money we recognise that due to the current climate we’re operating in, homeowners and property investors are opting to remortgage their existing property whilst taking the opportunity to review their finances and consolidate debt where possible. Property investors are also opting to remortgage their existing property to maximise its potential, that’s why we’ve launched two key initiatives:

Free Valuations

Recent research conducted by Pepper Money highlights that 42% of UK adults who have experienced adverse credit in the last 3 years still retain debt between £1,001 and £10,000. With our approach to accepting clients with adverse credit as recent as 6 months ago, Pepper Money’s new free valuation*, £0 completion fee, 2 and 5 year fixed rate residential remortgage only products provide a great opportunity for a remortgage and capital raise to clear the outstanding debt.

New Flat Fee Buy to let

Do you have a landlord client looking to maximise their borrowing potential? With our new Pepper 48, 5-year fixed rate, 75% LTV Buy to let product** we’ll calculate the affordability and maximum loan on the pay rate, meaning your client could borrow even more. What’s more we’re offering this on a flat fee of £1,995

To find out more about these new products and the other changes Pepper Money have made, visit our website www.pepper.money.

*One free standard valuation for properties valued up to £500,000

**Maximum loan of £500,000 applies.