How top slicing could support your buy to let customers

Top slicing enables customers to use surplus portfolio and/or earned disposable income to prove they can meet any financial stresses, rather than using the rental income of the property alone.

It’s available across all of our buy to let schemes, which includes limited company, personal name tax structures, portfolio and non-portfolio.

Helping your landlord customers secure the loan size they need, we’re on the case.

Allows landlords to meet the rental cover calculation for short-term products

Greater flexibility around loan size

Provides access to properties with lower rental yield.

Offered across our entire buy to let mortgage range