We pleased to bring you news of a new range of Residential Fees-Assisted 2-Year Fixed Rate products

This update introduces a new range of 2-year fixed rate options for borrowers that may benefit from a product with reduced fees.  This may be a first time buyer with a smaller deposit that wants to keep money available for home improvements, or a borrower looking to remortgage to reduce their monthly repayments without incurring fees up front.

In summary:

  • 2-year fixed rates from 3.65%
  • Available in Tiers 1 – 5
  • Available up to 85% LTV
  • Refund of Valuation (max £630)
  • £0 product fee

This launch also introduced improved Residential LTV Loan Limits that apply to all of our Residential products:

  • £1,000,000 to 70% LTV
  • £750,000 to 80% LTV (Increased from £500,000)
  • £500,000 to 85% LTV (Increased from £300,000)

Please note that any product or scheme specific limits will still apply (e.g. Help to Buy max £450k).

Download residential product guide