Please find attached mailer detailing changes to Bonus/Commission and Overtime and New Products that can be shared with your members, advisers, partners and internal teams.

What’s new?

Variable income – Bonus/Commission/Overtime

○ We will now accept 60% of Bonus/Commission/Overtime from the last years P60

Residential

○ Re introduction of our 75% LTV products with rates starting from 2.29%

Buy to Let

○ Reduced 80% LTV products by 24bps to 3.05%

○ Revised 75% LTV product fees to £1,999

○ priced our 70% LTV 2 year products by 10bps to 2.89%